Blue Tarp Blues
Lori Jackson’s roof was damaged in Hurricane Katrina, causing water to leak into her kitchen. Ms. Jackson did not have the roof repaired or inspected by a professional. She also did not request that her insurer send a roofer to secure her roof with a tarp. Approximately a month later, with Hurricane Rita threatening southeast Louisiana, Ms. Jackson asked her boyfriend, Melvin Millien, to place a tarp over the damaged portion of her roof to prevent more water from leaking into her house. Mr. Millien regularly performed his own home maintenance and occasionally helped Ms. Jackson with her home repair, but he was not a professional roofer and had no expertise in the area of roofing. Despite his lack of expertise, Mr. Millien secured the tarp to Ms. Jackson’s roof. As he was attempting to climb down from the roof, he slipped on a loose shingle and fell to the concrete slab below. As a result of the fall, Mr. Millien suffered a fractured leg and a smashed heel, which injuries required surgery and physical therapy to repair. Mr. Millien sued Ms. Jackson and her homeowner’s insurer.
It was established at trial that Mr. Millien slipped on a loose shingle located near the edge of the roof. Mr. Millien testified that the errant shingle was not located in the area of the roof onto which he had affixed the tarp. He further testified that he did not know the signs of wear and tear on a roof, nor did he know the extent of the damage to Ms. Jackson’s roof, and that he could not tell that the shingle was loose before he slipped.
The trial court awarded Mr. Millien $62,500.00 plus legal interest, applicable medical expenses, and costs. 25% of fault was apportioned to Mr. Millien, while defendants were found to be 75% at fault. Defendants appealed, arguing that any potential danger on Ms. Jackson’s roof was “obvious, universally known, and easily avoidable” and that the roof did not therefore present an unreasonable risk of harm. The Louisiana Fifth Circuit Court of Appeal affirmed.
The appellate court noted that a landowner has a duty to discover any unreasonably dangerous conditions, and to either correct the condition or warn of its existence. Generally, a landowner has no duty to protect against an open and obvious danger. If the condition complained of should be obvious to all, the condition is not unreasonably dangerous. There is, however, no fixed rule for determining whether a thing presents an unreasonable risk of harm. Many factors are considered and weighed, including: (1) the claims and interests of the parties; (2) the probability of the risk occurring; (3) the gravity of the consequences; (4) the burden of adequate precautions; (5) individual and societal rights and obligations; (6) the social utility involved; and (7) the degree to which a potential victim can observe the risk.
In Millien v. Jackson, the Fifth Circuit agreed with the trial court that Ms. Jackson’s roof posed an unreasonable risk. By Ms. Jackson’s own admission, the roof was damaged following Hurricane Katrina and she failed to have it repaired. She also failed to inform Mr. Millien that she had not performed routine maintenance on her roof or that the roof had not been inspected by a professional. And Ms. Jackson did not request that her insurer send a professional roofer to place the tarp on her roof. The Court found that the probability of harm occurring in such a case was relatively high because the roof was already damaged when Mr. Millien placed the tarp. The Court also found that the potential gravity of harm was high because of the roof was more than twelve feet off the ground. But most importantly, the Court found that the social utility of Mr. Millien’s actions was high because he agreed to assist Ms. Jackson in preserving her property under difficult conditions, despite the fact that he was under no legal obligation to do so. The significance of Mr. Millien’s conduct was substantial – by affixing the tarp on Ms. Jackson’s hurricane-damaged roof to prevent further damage from a second hurricane, he attempted to protect the property of an individual with no other recourse.
Take-Away: The social utility of a plaintiff’s actions is an important factor in determining whether he should be granted a right of recorvery for injuries suffered from a defective condition.
This article was co-authored by Kelly Juneau, an associate at Irwin Fritchie Urquhart & Moore LLC.